When an illness strikes your body, it’s your pockets that suffer the most. Anyone that has a terminal illness can tell you for free that it’s never a walk in the park. This is because you have to spend a lot of money in order to receive proper healthcare services. When you are sick, you only have a few options that include being seen by a doctor or buying over the counter medicine. In fact, the burden gets really heavy when you have a family that depends on you. Even health insurance doesn’t help a lot like we are made to believe. In case you didn’t know, healthcare insurance policies come with a cap that determines the amount of money that can be spent in a medical facility. However, there are tricks that you can use to spend much less money on healthcare services as explained below.
Whether you want to go for a medical procedure or buy medicine, it’s important you compare the prices that are offered at various medical facilities. This is because most facilities don’t have a uniform rate for procedures and healthcare supplies. If you shop from the first store that you come across, you may not be able to compare prices. Which mean you will miss amazing deals that are offered by various stores. Some of the stores that you should consider visiting include Save Rite Medical, Walmart, and Costco. Even if the difference is just a few bucks, it’s still worth saving for other bills.
Share Medical Appointments
This approach works well for households that have many occupants. If your wife has an appointment with a doctor, you should go with her. So that you can be spared from the trouble of having to pay a separate consultation fee when you go alone. The only thing you have to do is wait until the doctor is done with your partner and then table your concerns. In fact, some medical facilities allow such arrangements but require the secondary patient to pay a small fraction of the total cost. The advantage of this trick is that you will make the doctor attend to two patients at the same time.
Spend Cash on Medical Supplies and Medicine
While most people like to use their insurance cover cards to buy drugs and supplies, it’s more costly than dishing out money from your pockets. Unless the medicine that you want to buy is expensive, you should consider paying in cash to avoid exhausting your insurance premium. The good thing is that most healthcare supplies are sold at pocket-friendly prices.
Get Coupon Codes
When you are armed with coupon codes you will spend less money on whatever you buy at any store. This is because the coupon code allows you to pay a small amount of total price for healthcare supplies that are on offer. Getting coupon codes is pretty simple. There are many websites that collect them from online stores and share them on their platform. This means you don’t have to hunt coupons on your own by visiting various stores. Alternatively, you can request your doctor to give you some. Doctors are actually given these coupons by manufacturers for their own use.
Go for Free Medical Camps
Most non-governmental organizations hold free medical camps in different places. Sometimes they are organized by military or parastatal. The advantage is that they come with all the necessary medical equipment and supply. You should take advantage of such free clinics because you will be screened and treated without having to spend even a single cent by qualified doctors. Most free medical camps are usually announced in churches and posters.
A millenial mom (of two boys) who has passion in makeup and motherhood in between.